DISCLAIMER

Disclosure

Referred Advisory Pty Ltd ABN 89075487311 is an authorised representative of Advice Evolution Pty Ltd ABN 66 137 858 023 AFSL 342880 (“Advice Evolution”).

Acceptance and changes to terms and conditions

Your access to the Referred Advisory Pty Ltd’s website (“the Website”) is subject to these terms and conditions;

Your use of the Website constitutes your agreement to these Terms of Use.  These are the current terms and conditions. They replace any other terms and conditions for the Website previously published on the Website. Referred Advisory may at any time vary these terms and conditions by publishing the varied terms and conditions on the Website. You accept that by doing this, Referred Advisory has provided you with sufficient notice of the variation. Referred Advisory reserves any rights not expressly granted in these terms and conditions.

Access for persons from Australia only 

Advice Evolution is not authorised to carry on business in any jurisdiction other than Australia. As a consequence, Referred Advisory is only authorised to provide financial advice and services in Australia.  Accordingly, the information on the Website is directed to and available for Australian residents only.

General information only

The information on the Website is of a general nature only and has been prepared without taking into account your, or any other investor’s, particular financial needs, circumstances and objectives. The information on the Website should not be construed as financial, taxation or legal advice.

Referred Advisory recommends that you consult a financial adviser for advice that addresses your specific needs and situation before making investment decisions.

Accuracy of information, Website performance and limitation of liability

Referred Advisory does not warrant the accuracy, completeness or currency of information made available through the Website.

Referred Advisory makes no warranty that the use or operation of the Website will be uninterrupted or error-free or that the Website is suitable for any particular purpose or has any performance, functionality or security features except as Referred Advisory is required to provide by law.

To the extent permitted by law, neither Referred Advisory and their respective employees, agents and authorised representatives will not be liable for or in connection with any loss or damage (including indirect, special or consequential loss or damage) arising from the use of, or reliance on, any information on the Website whether or not caused by any negligent act or omission in information made available through the Website. However, Referred Advisory will endeavour to ensure that information is updated as soon as practicable when it becomes aware that material changes have occurred.

Links to other websites

The Website may have links to other websites, which are operated by third parties. These links are provided for your convenience and neither Referred Advisory endorses or approves the information, graphics and materials that may be contained on those websites.

Furthermore, Referred Advisory make any warranties or representations regarding the accuracy, quality or timeliness of such third-party information, graphics or materials.  If you obtain goods or services from these third parties then it is at your own risk. You indemnify Referred Advisory and Advice Evolution against all liability, loss, damage, cost and expense arising from or relating to your obtaining goods or services from a third party referred to in the Website.

Referred Advisory recommends that you do not act on the information contained within these websites without obtaining financial advice.

Jurisdiction

Users of the Website understand and agree that all disputes will be governed by and construed in accordance with the laws of the state in which Referred Advisory has its registered office, and all users and Referred Advisory submit to the non-exclusive jurisdiction of the courts of that state.

Copyright

Copyright in the information provided on the Website is owned by Referred Advisory unless specified otherwise in which case it has been reproduced with the consent of the copyright owner. You may not alter or modify copyright material (whether the copyright is owned by Referred Advisory or a third party) in any way. This information may be viewed online and may be reproduced in hard copy only for your personal reference.

You may only use the trade marks and copyright material on the Website with Referred Advisory’s (and where relevant, the third party’s) express permission and in accordance with Referred Advisory’s (and any third party’s) directions from time to time. The use of, and creation of links to, the Website (including use of Referred Advisory’s trade marks and copyright material and the trade marks and copyrights of any third party) are at the risk of the user and are subject to Referred Advisory’s (and any third party’s) rights and the user’s general legal obligations. Referred Advisory, make no warranty and accept no liability in relation to use of the trademarks outside Australia. For further information about creating links to the Website and about using Referred Advisory’s (and any third party’s) trademarks and other material, contact Referred Advisory on 03 9428 5455.

© 2019 Referred Advisory Pty Ltd. All Rights Reserved