I have had Tony Ikraan attending to my finances and liaising with Centrelink on my behalf for approximately five years and it has been an absolute pleasure and a relief that to know that I do not have to worry about my future wellbeing, especially when it comes to communicating with Centrelink. He is easy to approach and well informed with regard to retirement planning. I would recommend him to my friends.

– Helen Whelan

Having been a very satisfied client of Tony for 14 years I have no hesitation in recommending Referred Advisory for retirement planning and financial management.

Over these years I have found Tony and his team to be professional , responsive and flexible, allowing me to have a peaceful and comfortable retirement with the benefit of his expertise in assisting me with setting up and managing my SMSF and providing investment  advice and liaison when required.

– Elizabeth Traum

In 2012 it became evident that Glenda and I needed to start managing our investments in a smarter tax effective manner. In 2013 we engaged Tony Ikraan at Referred Advisory (previously Perennial Advisory) to help us establish a proper Trust and Nominee company structure in order to plan for future retirement.

In 2014 I accepted an offshore assignment with Wells Fargo in the Philippines and there is just no way I could manage a portfolio of investments from there which included property, stocks and cash. Over and above this, our portfolios were not diversified for good risk management if one investment sector went up and another went down. So we engaged Tony Ikraan and his team at Referred Advisory to get professional help.

Tony has over the last 7 years helped us balance the risk across our portfolio, to different investment sectors and also different geographic balancing as well – not all investment in the “Australian basket” – we have seen very good results from this approach. With proper tax and retirement planning we are experiencing good growth in our investments. There is no way that Glenda and I could have done this without Referred Advisory.

– Denis McGee

Dear Tony,

I wanted to reach out to you and thank you personally on your recent milestone achievement in your firm.  Congratulations Tony, it is really great to have you on my side through the best and worst economic times over the multi-decades long haul of investing for a comfortable retirement without hopefully ever needing to depend on government for financial support.  The personal nature of your professional work is really appreciated such that we don’t feel strictly like clients but rather that you are a trusted adviser upon whom we can always highly rely.

Best regards and take care – Pete

– Peter (Pete) Hobbs & Tuan Anh (Patrick) Ta

I would like to write a testament to the exemplary service that David Zuo has provided to me in a financial capacity since I sought guidance from Referred Advisory’s specialist advisors.

Until this year, my accumulated investments had been exposed to unacceptable levels of risk and volatility and so I approached Referred Advisory to find strategies that would assist in creating a portfolio that would distribute passive income whilst ultimately maintaining a steady trajectory of capital growth. Referred Advisory referred me to David and I consider myself very lucky to have been under his auspices due to the transparent and informative nature of his communication and advice. He has educated me in risk management strategies, with a global view of investing, and he demonstrates a high degree of responsibility when helping me take investment decisions.

The result of these decisions have significantly reduced the burden and mental anguish of where and how to invest, as it is a continuous process due to the constantly changing climates of world markets. I now feel that I can move to the next chapter of my life and pursue a scaled down career that I can carry out overseas where I can discover life in other cultures in which I aspire to explore and experience. Up until David’s inclusion in the decision making business of how to manage my finances now and in the future, I have been reluctant to move overseas and take on that extra level of career risk and the possible financial risk that accompanies it.

In conclusion, I would like to offer my sincere appreciation to Referred Advisory and David in helping me so effectively act on my vision and seek the type of goals that I was somewhat afraid of making the commitment towards previously.

Yours truly,
Alistair Davey